Operating Lease
Flexible Asset Financing for Australian Businesses
An Operating Lease is a smart and cost-effective way for Australian businesses to access vehicles, equipment, and machinery without the responsibility of ownership. Under this lease structure, IFG retains ownership of the asset and carries the residual risk, while you gain full use of the asset for a fixed term. This arrangement allows businesses to manage cash flow efficiently, avoid large upfront costs, and enjoy potential tax benefits.
How a Finance Lease Works
1
IFG Owns the Asset
We purchase and retain ownership of the vehicle, equipment, or machinery.
2
You Lease the Asset
Your business gains full use of the asset for an agreed term while making structured lease payments.
3
All-Inclusive Lease Terms
The lease may cover additional costs such as maintenance, insurance, and registration.
4
Off-Balance Sheet Expense
Lease payments are treated as an operating expense, which can help improve financial reporting.
5
End-of-Term Flexibility
At the end of the lease, you can return the asset, upgrade to a newer model, or extend the lease.
Benefits of a Operating Lease
- No Upfront Purchase Costs – Conserve capital by leasing instead of buying.
- Fixed Monthly Payments – Budget with confidence using predictable lease expenses.
- Tax Benefits – Lease payments may be tax-deductible for eligible businesses
- No Residual Risk – IFG retains ownership and responsibility for asset value at the lease’s end.
- Maintenance & Running Costs Included – Depending on the lease agreement, expenses like servicing and repairs may be covered.
- Upgrade & Stay Competitive – Easily transition to newer models or technologies at the end of the lease term.
At IFG, we specialise in Operating Lease solutions in Australia, offering flexible terms, competitive rates, and expert financial guidance. Whether you need to lease commercial vehicles, heavy machinery, office equipment, or technology, we provide tailored solutions to meet your business needs.
Get Started
Looking for the best Operating Lease in Australia? Contact IFG for a free consultation and discover how our leasing solutions can help your business grow.