Debtor Finance
Unlock Cash Flow for Your Australian Business
Debtor Finance, also known as Invoice Factoring or Cash Flow Finance, is a smart way for Australian businesses to access working capital quickly by leveraging unpaid invoices. Instead of waiting weeks or months for customers to pay, IFG provides up to 85% of your outstanding invoices upfront, helping you maintain healthy cash flow and keep your business moving forward.
How a Finance Lease Works
1
Submit Your Invoices
Send your unpaid invoices to IFG for funding.
2
Access Up to 85% of the Invoice Value
Get fast cash to cover operating expenses or fund growth
3
Customer Pays as Usual
When your customer settles the invoice, we release the remaining balance (minus our service fee).
4
Grow Without Limits
Your funding increases as your sales grow, ensuring you have cash when you need it.
Benefits of a Operating Lease
- Fast Access to Working Capital – Improve cash flow by getting paid sooner.
- No Real Estate Security Required – Protect your personal and business assets.
- Flexible Funding – Funding scales with your sales volume, giving you access to more cash as your business grows.
- Reduce Financial Stress – Free up resources to focus on business growth rather than chasing payments.
- 24/7 Online Access – Monitor your account anytime through our secure client portal.
- Bad Debt Protection Available – Shield your business from potential losses with our optional Bad Debt Protection.
At IFG, we provide tailored Debtor Finance solutions in Australia to help businesses improve cash flow, reduce financial pressure, and access working capital without taking on traditional bank debt. With fast approvals, competitive rates, and expert financial support, we help you stay ahead of the competition.
Get Started
Looking for the best Debtor Finance in Australia? Contact IFG for a free consultation and discover how we can help your business thrive.